Do we win these cases? Yes, and by win I mean you pay nothing to Capital One and get a dismissal. Some attorneys and debt negotiators are under the mistaken belief that first party cases are impossible to win. That simply isn’t true. Sure they are harder and yes we make offers to settle on some of them. But they still have the burden of proof they still have to prove each and every element of the case. There are also underlying issues with how Capital One processes debt that gives us leverage on these case. Even if we settle with Capital One we do it from a position of strength knowing that if the case had to be tried we would be ready. This allows us to get the best settlement possible. How can a negotiator get the best deal if Capital One knows they aren’t ready to try the case? If Capital One sues you we can help.