Capital One Bank (NA) USA

Do we win these cases? Yes, and by win I mean you pay nothing to Capital One and get a dismissal. Some attorneys and debt negotiators are under the mistaken belief that first party cases are impossible to win. That simply isn’t true. Sure they are harder and yes we make offers to settle on […]

Testimonials

This are just some of the survey responses we’ve received over the last few years. “I truly appreciated your service.” Rommel “Thank you for your great help, I recommended [another person] to your office.  You did a great job and know your business.” Allan “We have another case also with your office. We feel confident that it […]

CACH and Robo-Signing

Interesting Article Link Here When Michael Gazzarato took a job that required him to sign hundreds of affidavits in a single day, he had one demand for his employer: a much better pen. In July, the Federal Trade Commission, led by Jon Leibowitz, issued a report critical of the debt-collection system, saying banks were selling account […]

Disputed Debt Letter

Many of you have asked for a sample disputed debt letter. This is a fairly good one, but like anything you may want an attorney to review it before you send it out: {Today’s Date} {Your Name} {Your Address} {Collector’s Name} {Collector’s Address} {Here are some samples} Gamache & Myers, P.C. 1000 Camera Ave Ste […]

Serving All of Missouri

You may have noticed that our posts over the last few months have been slower than normal. A couple of things have lead to this. One we made a few video blog posts which are adding slowly to the website. Our hope is that these video blogs will get the message out to more people. […]

Don’t Give Out Your Information for Free

I was at court this morning waiting for the judge to return to the bench to make a ruling. I overheard a debt collection attorney speaking with a debtor. The debtor was initially reserved and skeptical, which is good. The collection attorney was courteous and nice. He cracked a joke and the debtor relaxed. Then the collection attorney very nicely […]

Continuing Legal Education

Missouri attorneys are required to have fifteen hours of continuing legal education each year. The first hour of the training was FDCPA lawsuits. While the information was nothing new the discussion in a room full of attorneys, most of whom do not practice in consumer law was interesting. Many of the attorneys didn’t understand the […]